Samsung Axis Bank Signature credit card review: fees, rewards and eligibility
The Samsung Axis Bank Signature has a recorded annual fee of ₹500 plus GST and a base earn of 5 EDGE Reward Points per ₹100 on eligible domestic and international spend. CardMasters checked its issuer terms on 2026-08-01. Affiliate commission never changes ranking; confirm final terms and approval with Axis Bank.
Samsung Axis Bank Signature: short answer
The Samsung Axis Bank Signature is in the entry tier of Axis Bank credit cards, with a joining fee of ₹500, an annual fee of ₹500 plus GST (waived on ₹2,00,000 of eligible annual spend), a base earn of 5 EDGE Reward Points per ₹100 on eligible domestic and international spend and a 3.5% forex markup. Rewards are not earned on fuel, rent, wallet load, insurance, government. It suits samsung buyers, electronics, cashback spending; whether it beats a card you already hold depends on your own spend mix and redemption choices.
Source: CardMasters issuer-evidence catalogue, release 2026-08-01. Confirm final terms with the issuer.
Reward structure
5 EDGE Reward Points per ₹100 on eligible domestic and international spend
- 10% statement cashback on eligible Samsung purchases on Samsung purchases (store/online/Samsung Shop app) (₹2,500 monthly cap) — Cashback is capped at ₹2,500 per statement cycle and ₹10,000 per card anniversary year. Eligible merchant routing is required, so CardMasters does not infer this cashback from generic online or electronics spend. Flipkart Samsung purchases have not qualified since 20 December 2024.
- 10 EDGE Reward Points per ₹100 at current preferred partners on bigbasket/Tata 1mg/Urban Company/Myntra/Zomato — Merchant-ID recognition is required, so this preferred-partner rate is not stretched across broad grocery, dining or online spend.
Eligibility and important limits
minimum age 18, maximum salaried age 70 Axis Bank publishes an indicative 18–70 age range and Indian-residency requirement, but no card-specific income or numeric bureau-score cutoff. Final approval remains with the issuer. Approval remains solely at the issuer’s discretion.
Does not earn: fuel, rent, wallet load, insurance, government, utility, school, jewellery, financial institution, cash advance, fees.
Important limit: Axis Bank has announced another terms update effective 28 August 2026; CardMasters must recheck this record when the revised terms take effect.
Frequently asked questions
What is the annual fee for the Samsung Axis Bank Signature?
The published annual fee in our current record is ₹500 plus applicable GST. It can be waived after ₹2,00,000 of eligible annual spend, subject to issuer terms.
How do rewards work on the Samsung Axis Bank Signature?
5 EDGE Reward Points per ₹100 on eligible domestic and international spend. Accelerated routes include 10% statement cashback on eligible Samsung purchases on Samsung purchases (store/online/Samsung Shop app) (₹2,500 monthly cap); 10 EDGE Reward Points per ₹100 at current preferred partners on bigbasket/Tata 1mg/Urban Company/Myntra/Zomato. Reward value depends on the eligible transaction route and redemption method.
Which transactions do not earn rewards on the Samsung Axis Bank Signature?
The current issuer-sourced exclusions recorded by CardMasters include fuel, rent, wallet load, insurance, government, utility, school, jewellery, financial institution, cash advance, fees. Merchant category coding and issuer terms determine final eligibility.
Who should consider the Samsung Axis Bank Signature?
It is most relevant for people focused on samsung buyers, electronics, cashback. Whether it improves your wallet still depends on your actual spending, existing cards, fees and redemption choices.
Is the Samsung Axis Bank Signature worth it?
It is worth holding only when the rewards and benefits you will genuinely use exceed ₹500 plus GST each year. The fee is waived at ₹2,00,000 of eligible annual spend, so check whether you reach that without forcing spend. Value the rewards at a realistic redemption rate, not the issuer's best-case example.
What is the eligibility for the Samsung Axis Bank Signature?
The published minimum age is 18. Axis Bank publishes an indicative 18–70 age range and Indian-residency requirement, but no card-specific income or numeric bureau-score cutoff. Final approval remains with the issuer. Approval, credit limit and final pricing are decided solely by the issuer.
What is the forex markup on the Samsung Axis Bank Signature?
The recorded foreign-currency markup is 3.5% before GST. On ₹1,00,000 of international spend that is about ₹3,500 in markup, so compare it against any rewards earned on overseas transactions.
Does the Samsung Axis Bank Signature offer airport lounge access?
Domestic lounge access: 4/yr (₹50,000 spend in previous 3 months). International lounge access: none. Spend conditions and guest charges are set by the issuer and can change.