Federal Bank credit cards compared
Every active Federal Bank credit card in the CardMasters catalogue, ordered by recurring annual fee, with the reward rate, caps, exclusions and forex markup that decide real value. CardMasters is independent of Federal Bank.
Federal Bank credit cards at a glance
CardMasters tracks 3 active Federal Bank credit cards, 2 of them with a dated issuer-source check as of 2026-08-01. 3 carry no annual fee, starting with Federal Bank Celesta. The highest recorded annual fee is ₹0 on Federal Bank Celesta. Approval and final terms remain at Federal Bank's discretion.
Source: CardMasters issuer-evidence catalogue, release 2026-08-01. Confirm final terms with the issuer.
Federal Bank Celesta
₹0
1 Federal Reward Point per ₹100 on eligible spend
2%
Visa Signature, Mastercard
Best suited to: balanced, lifetime free, occasional traveler. Recorded exclusions: fuel, rent, wallet load, government, financial institution, quasi cash, cash advance.
Review rewards, caps, fees and issuer evidence →Fi-Federal MagniFi
₹0
0.5% in Cashback
3.5%
Visa
Best suited to: cashback, lifetime free, first card. Recorded exclusions: fuel, rent, wallet load.
Review rewards, caps, fees and issuer evidence →Federal Bank Scapia
₹0
10 Scapia Coins per ₹100 on eligible Visa spends (worth ₹2 toward Scapia travel)
0%
Visa, RuPay
Best suited to: international travel, zero forex, young traveler. Recorded exclusions: rent, fuel, wallet load, emi, intl, education, gift card, card payment.
Review rewards, caps, fees and issuer evidence →Federal Bank credit card FAQs
How many credit cards does Federal Bank offer?
CardMasters records 3 active Federal Bank credit cards in the 2026-08-01 catalogue release, 2 of which have a dated issuer-source verification. Issuers can add, reprice or withdraw cards at any time.
Which Federal Bank credit card has no annual fee?
Federal Bank Celesta, Fi-Federal MagniFi, Federal Bank Scapia have no annual fee in the current CardMasters record. Confirm that the fee waiver is lifetime and not a limited-period offer before applying.
Which is the best Federal Bank credit card?
There is no single best card. Value depends on your spend mix, the cards you already hold, realistic redemption value and approval fit. Compare fee, accelerated categories, caps and exclusions on each Federal Bank card page, then check the net value against your own wallet.
Is CardMasters affiliated with Federal Bank?
No. CardMasters is independent, is not a bank or lender, and affiliate commission never affects the ordering or evaluation of any Federal Bank card. Card approval, credit limit and final pricing rest solely with the issuer.