Annual fee
₹4,500 + GST
Base earn
1 Membership Rewards point per ₹50 on eligible spends, including utility payments
charge card · points collector · high monthly transactor
View rewards, fees and benefits →Annual fee
₹4,500 + GST
Base earn
2% base rewards
disciplined monthly spender · points collector
View rewards, fees and benefits →Annual fee
₹5,000
Base earn
2% base rewards
milestone spender · hotels
View rewards, fees and benefits →Annual fee
₹495 + GST
Base earn
0.5% base rewards
first amex · online shopping · low fee
View rewards, fees and benefits →Annual fee
₹0
Base earn
0.25% base rewards
customization · first card · experimenters
View rewards, fees and benefits →Annual fee
₹4,999
Base earn
2% base rewards
domestic travel · lounge
View rewards, fees and benefits →Annual fee
₹499
Base earn
1.5% base rewards
bills utilities · cashback · flat rate
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% base rewards
bills utilities · airtel users · cashback
View rewards, fees and benefits →Annual fee
₹5,000
Base earn
2% base rewards
travel · flights hotels
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% cashback on other eligible spends
flipkart · myntra · cashback
View rewards, fees and benefits →Annual fee
₹799 + GST
Base earn
1 IndiGo BluChip per ₹100 on eligible spends
indigo flyers · domestic travel
View rewards, fees and benefits →Annual fee
₹5,000 + GST
Base earn
2 BluChips per ₹100 on eligible spends
indigo flyers · domestic travel · travel
View rewards, fees and benefits →Annual fee
₹30,000
Base earn
2.4% base rewards
travel · miles transfer · ultra high spender
View rewards, fees and benefits →Annual fee
₹250 + GST
Base earn
0.1% base rewards
first card · discount vouchers · young professional
View rewards, fees and benefits →Annual fee
₹1,500 + GST
Base earn
5% base rewards
milestone spender · mid spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% base rewards
samsung buyers · electronics · cashback
View rewards, fees and benefits →Annual fee
₹3,000 + GST
Base earn
2% base rewards
lounge · grocery · premium lifestyle
View rewards, fees and benefits →Annual fee
₹2,499 + GST
Base earn
3 RP/₹100 (worth ₹0.75 as cashback)
online shopping · domestic lounge · fitness
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% base rewards
upi credit · online shopping · lifetime free
View rewards, fees and benefits →Annual fee
₹0
Base earn
0.5% base rewards
balanced · lifetime free · occasional traveler
View rewards, fees and benefits →Annual fee
₹0
Base earn
0.5% base rewards
cashback · lifetime free · first card
View rewards, fees and benefits →Annual fee
₹0
Base earn
10 Scapia Coins per ₹100 on eligible Visa spends (worth ₹2 toward Scapia travel)
international travel · zero forex · young traveler
View rewards, fees and benefits →Annual fee
₹10,000 + GST
Base earn
3.3% base rewards
travel · high spender · memberships
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
0.13% base rewards
credit builder · first card · emi spender
View rewards, fees and benefits →Annual fee
₹12,500 + GST
Base earn
3.3% base rewards
travel · online shopping · high spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1 Reward Point per ₹100 on eligible retail spend; value requires IRCTC train-ticket redemption
train travel · budget traveler
View rewards, fees and benefits →Annual fee
₹3,000 + GST
Base earn
0.8% base rewards
marriott loyalists · hotels · travel
View rewards, fees and benefits →Annual fee
₹1,000
Base earn
1% base rewards
online shopping · first card · young professional
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
0.33% base rewards
first card · online shopping · low spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% CashPoints on eligible retail spend, capped at ₹1,000/month
paytm ecosystem · bills utilities · first card
View rewards, fees and benefits →Annual fee
₹999 + GST
Base earn
1% base rewards
phonepe ecosystem · bills utilities · upi credit
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
Rewards apply only to issuer-listed PhonePe categories, select online brands and QR Scan & Pay transactions
phonepe ecosystem · first card · upi credit
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% base rewards
digital native · cashback · first card
View rewards, fees and benefits →Annual fee
₹2,500 + GST
Base earn
5 Reward Points per ₹200 on eligible retail spends; complete ₹200 multiples
travel · shopping · upper mid spender
View rewards, fees and benefits →Annual fee
₹1,000 + GST
Base earn
1% base rewards
food delivery · swiggy · cashback
View rewards, fees and benefits →Annual fee
₹500
Base earn
1% base rewards
food delivery · online shopping · young professional
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% base rewards
food delivery · swiggy · cashback
View rewards, fees and benefits →Annual fee
₹1,499 + GST
Base earn
1.5% back as NeuCoins on eligible non-Tata retail and merchant EMI spends
tata ecosystem · upi rewards · grocery
View rewards, fees and benefits →Annual fee
₹999 + GST
Base earn
1.5% base rewards
dining · grocery · food delivery
View rewards, fees and benefits →Annual fee
₹4,999 + GST
Base earn
1% base rewards
miles transfer · travel · flexible points
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% base rewards
amazon · cashback · first card
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
0.5% base rewards
first card · movies · lifetime free
View rewards, fees and benefits →Annual fee
₹12,499
Base earn
3% base rewards
travel · luxury · high spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
2 ICICI Bank Reward Points per ₹100 on eligible retail spends
fuel · bills utilities · commuter
View rewards, fees and benefits →Annual fee
₹999 + GST
Base earn
1% base rewards
travel · makemytrip · low forex
View rewards, fees and benefits →Annual fee
₹2,000 + GST
Base earn
0.5% base rewards
mid spender · movies · dual card
View rewards, fees and benefits →Annual fee
₹3,500 + GST
Base earn
0.5% base rewards
lounge · golf · premium lifestyle
View rewards, fees and benefits →Annual fee
₹20,000 + GST
Base earn
2% base rewards
travel · luxury · high spender
View rewards, fees and benefits →Annual fee
₹0
Base earn
0.75% base rewards
lifetime free · low forex · balanced
View rewards, fees and benefits →Annual fee
₹0
Base earn
0.75% base rewards
lifetime free · low forex · premium on budget
View rewards, fees and benefits →Annual fee
₹12,500
Base earn
5 RP/₹150 on eligible spends
travel · premium · forex free
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
0.75% base rewards
fuel · commuter · utilities
View rewards, fees and benefits →Annual fee
₹2,999 + GST
Base earn
1% base rewards
dining · foodies · restaurant deals
View rewards, fees and benefits →Annual fee
₹0
Base earn
1.2% base rewards
lifetime free · lounge · air india miles
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
0.65% base rewards
movies · first card · milestone spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
0.5% base rewards
fuel · iocl loyalists · commuter
View rewards, fees and benefits →Annual fee
₹12,500
Base earn
2% base rewards
travel · premium · lounge
View rewards, fees and benefits →Annual fee
₹3,000 + GST
Base earn
0.5% base rewards
international travel · zero forex
View rewards, fees and benefits →Annual fee
₹1,499 + GST
Base earn
0.25% base rewards
fuel · daily commuter
View rewards, fees and benefits →Annual fee
₹999
Base earn
1% base rewards
online shopping · cashback · first card
View rewards, fees and benefits →Annual fee
₹1,499 + GST
Base earn
1 Reward Point per ₹125 on eligible non-fuel retail purchases
train travel · frequent rail commuter
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
1% base rewards
paytm ecosystem · cashback · first card
View rewards, fees and benefits →Annual fee
₹4,999
Base earn
0.5% base rewards
movies · dining · low forex
View rewards, fees and benefits →Annual fee
₹4,999 + GST
Base earn
1% base rewards
miles transfer · travel · low forex
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
1 Reward Point per ₹100 on eligible spends
online shopping · first card · low fee
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% cash value at the entry redemption slab on eligible domestic spends
upi credit
View rewards, fees and benefits →Annual fee
₹350 + GST
Base earn
1% base rewards
budget travel · flights hotels · low fee
View rewards, fees and benefits →Annual fee
₹5,000 + GST
Base earn
3.33% on most eligible spends; 2% on six revised categories
high spender · golf
View rewards, fees and benefits →Utkarsh Small Finance Bank (via super.money / Flipkart group)
Annual fee
₹0
Base earn
0.5% base rewards
credit builder · upi credit · no income proof
View rewards, fees and benefits →Annual fee
₹4,999 + GST
Base earn
2.25% base rewards
international lounge · movies · low forex
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
1% base rewards
cashback · dining · upi
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% base rewards
gold rewards · lifetime free · upi credit
View rewards, fees and benefits →Yes Bank / AU Small Finance Bank (via Kiwi)
Annual fee
₹0
Base earn
1% base rewards
upi credit · lifetime free · first card
View rewards, fees and benefits →