Annual fee
₹4,500 + GST
Base earn
1 Membership Rewards point per ₹50 on eligible spends, including utility payments
charge card · points collector · high monthly transactor
View rewards, fees and benefits →Annual fee
₹4,500 + GST
Base earn
1 Membership Rewards point per ₹50 on eligible spend
disciplined monthly spender · points collector
View rewards, fees and benefits →Annual fee
₹5,000 + GST
Base earn
1 Membership Rewards point per ₹50 on eligible spend
milestone spender · hotels
View rewards, fees and benefits →Annual fee
₹495 + GST
Base earn
1 Membership Rewards point per ₹50 on eligible spend
first amex · online shopping · low fee
View rewards, fees and benefits →Annual fee
₹0
Base earn
1 Reward Point per ₹100 on eligible retail spend
customization · first card · experimenters
View rewards, fees and benefits →Annual fee
₹4,999 + GST
Base earn
1 Reward Point per ₹100 on eligible general spends
domestic travel · lounge
View rewards, fees and benefits →Annual fee
₹499
Base earn
1.5% base rewards
bills utilities · cashback · flat rate
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% cashback on eligible other spends
bills utilities · airtel users · cashback
View rewards, fees and benefits →Annual fee
₹5,000
Base earn
2% base rewards
travel · flights hotels
View rewards, fees and benefits →Annual fee
₹1,000 + GST
Base earn
0.75% statement cashback on eligible offline and travel spend
cashback · online shopping · travel
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% cashback on other eligible spends
flipkart · myntra · cashback
View rewards, fees and benefits →Annual fee
₹0
Base earn
1 Star per cumulative ₹500 of eligible spend (0.2% at ₹1 per Star)
lifetime free · first credit card · upi
View rewards, fees and benefits →Annual fee
₹3,000 + GST
Base earn
2 EDGE Miles per ₹100 on other eligible spend
travel · flights · lounge
View rewards, fees and benefits →Annual fee
₹799 + GST
Base earn
1 IndiGo BluChip per ₹100 on eligible spends
indigo flyers · domestic travel
View rewards, fees and benefits →Annual fee
₹5,000 + GST
Base earn
2 BluChips per ₹100 on eligible spends
indigo flyers · domestic travel · travel
View rewards, fees and benefits →Annual fee
₹30,000 + GST
Base earn
12 EDGE Reward Points per ₹200 on eligible spend up to ₹1.5 lakh per month
travel · miles transfer · ultra high spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
4 EDGE Reward Points per ₹200 on eligible spend
movies · food delivery · lounge
View rewards, fees and benefits →Annual fee
₹0
Base earn
1 EDGE Reward Point per ₹200 on eligible spend
first card · discount vouchers · young professional
View rewards, fees and benefits →Annual fee
₹1,500 + GST
Base earn
5% base rewards
milestone spender · mid spender
View rewards, fees and benefits →Annual fee
₹1,000 + GST
Base earn
2 EDGE Reward Points per ₹125 on eligible spend
shopping · milestone spender · lounge
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
5 EDGE Reward Points per ₹100 on eligible domestic and international spend
samsung buyers · electronics · cashback
View rewards, fees and benefits →Annual fee
₹3,000 + GST
Base earn
10 EDGE Reward Points per ₹200 on eligible spend
lounge · grocery · premium lifestyle
View rewards, fees and benefits →Annual fee
₹2,499 + GST
Base earn
3 RP/₹100 (worth ₹0.75 as cashback)
online shopping · domestic lounge · fitness
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% value back as Uni Coins on eligible transactions
rewards · lifetime free · upi credit
View rewards, fees and benefits →Annual fee
₹2,500 + GST
Base earn
1 Etihad Guest Mile per ₹100 on eligible domestic and cross-border spends
travel · international travel · air miles
View rewards, fees and benefits →Annual fee
₹5,000 + GST
Base earn
2 Etihad Guest Miles per ₹100 on eligible domestic and cross-border spends
travel · international travel · air miles
View rewards, fees and benefits →Annual fee
₹0
Base earn
5 Jewels per ₹100 on eligible other-category payments through Jupiter UPI (about 1% at standard redemption or 0.7% as statement credit)
upi credit · online shopping · lifetime free
View rewards, fees and benefits →Annual fee
₹0
Base earn
1 Federal Reward Point per ₹100 on eligible spend
balanced · lifetime free · occasional traveler
View rewards, fees and benefits →Annual fee
₹0
Base earn
10 Scapia Coins per ₹100 on eligible Visa spends (worth ₹2 toward Scapia travel)
international travel · zero forex · young traveler
View rewards, fees and benefits →Annual fee
₹10,000 + GST
Base earn
5 Reward Points per ₹150 on eligible retail spend; complete transaction multiples and issuer posting rules apply
travel · high spender · memberships
View rewards, fees and benefits →Annual fee
₹1,000 + GST
Base earn
4 Reward Points per ₹200 on eligible retail spend
dining · entertainment · travel
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1 CashPoint per ₹200 on eligible spends
credit builder · first card · low spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
0.67% base rewards
fuel · groceries · bills utilities
View rewards, fees and benefits →Annual fee
₹12,500 + GST
Base earn
5 Reward Points per ₹150 on eligible retail spend, awarded in complete ₹150 multiples
travel · online shopping · high spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1 Reward Point per ₹100 on eligible retail spend; value requires IRCTC train-ticket redemption
train travel · budget traveler
View rewards, fees and benefits →Annual fee
₹3,000 + GST
Base earn
2 Marriott Bonvoy Points per ₹150 on eligible purchases
marriott loyalists · hotels · travel
View rewards, fees and benefits →Annual fee
₹1,000
Base earn
1% base rewards
online shopping · first card · young professional
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
2 CashPoints per ₹200 on eligible spends
first card · online shopping · low spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% CashPoints on eligible retail spend, capped at ₹1,000/month
paytm ecosystem · bills utilities · first card
View rewards, fees and benefits →Annual fee
₹999 + GST
Base earn
1% base rewards
phonepe ecosystem · bills utilities · upi credit
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
Rewards apply only to issuer-listed PhonePe categories, select online brands and QR Scan & Pay transactions
phonepe ecosystem · first card · upi credit
View rewards, fees and benefits →Annual fee
₹250 + GST
Base earn
1% PIXEL CashPoints on eligible transactions
cashback · digital native · first card
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% PIXEL CashPoints on eligible general spends
digital native · cashback · first card
View rewards, fees and benefits →Annual fee
₹2,500 + GST
Base earn
4 Reward Points per ₹200 on eligible retail spend
travel · premium · rewards
View rewards, fees and benefits →Annual fee
₹2,500 + GST
Base earn
4 Reward Points per ₹200 on eligible retail spend, including insurance
travel · premium · high spender
View rewards, fees and benefits →Annual fee
₹2,500 + GST
Base earn
5 Reward Points per ₹200 on eligible retail spends; complete ₹200 multiples
travel · shopping · upper mid spender
View rewards, fees and benefits →Annual fee
₹1,000 + GST
Base earn
1% base rewards
food delivery · swiggy · cashback
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% statement cashback on eligible other-category spend
food delivery · online shopping · young professional
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% base rewards
food delivery · swiggy · cashback
View rewards, fees and benefits →Annual fee
₹1,499 + GST
Base earn
1.5% back as NeuCoins on eligible non-Tata retail and merchant EMI spends
tata ecosystem · upi rewards · grocery
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
1% back as NeuCoins on eligible non-Tata and merchant EMI spends
tata ecosystem · entry · grocery
View rewards, fees and benefits →Annual fee
₹999 + GST
Base earn
1.5% base rewards
dining · grocery · food delivery
View rewards, fees and benefits →Annual fee
₹4,999 + GST
Base earn
2 Reward Points per ₹100 on eligible spend; CardMasters models a conservative ₹0.30/point because issuer redemption values vary
miles transfer · travel · flexible points
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% base rewards
amazon · cashback · first card
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
2 ICICI Bank Reward Points per ₹100 on eligible retail spend
first card · movies · lifetime free
View rewards, fees and benefits →Annual fee
₹12,499 + GST
Base earn
6 Reward Points per ₹200 on eligible retail spend
travel · luxury · high spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
2 ICICI Bank Reward Points per ₹100 on eligible retail spends
fuel · bills utilities · commuter
View rewards, fees and benefits →Annual fee
₹999 + GST
Base earn
1 myCash per ₹100 on eligible other retail spend
travel · makemytrip · low forex
View rewards, fees and benefits →Annual fee
₹2,000 + GST
Base earn
2 ICICI Bank Reward Points per ₹100 on eligible domestic retail spend
mid spender · movies · dual card
View rewards, fees and benefits →Annual fee
₹3,500 + GST
Base earn
2 ICICI Bank Reward Points per ₹100 on eligible domestic retail spend
lounge · golf · premium lifestyle
View rewards, fees and benefits →Annual fee
₹20,000 + GST
Base earn
2 ICICI Bank Reward Points per ₹100 on eligible domestic spend
travel · luxury · high spender
View rewards, fees and benefits →Annual fee
₹2,999 + GST
Base earn
5 Reward Points per ₹150 on eligible spends up to ₹20,000 in a statement cycle
travel · lounge · low forex
View rewards, fees and benefits →Annual fee
₹0
Base earn
3 Reward Points per ₹200 on all other eligible spends
lifetime free · first credit card · dining
View rewards, fees and benefits →Annual fee
₹5,999 + GST
Base earn
5 Reward Points per ₹150 on eligible spends up to ₹20,000 in a statement cycle
travel · lounge · low forex
View rewards, fees and benefits →Annual fee
₹0
Base earn
3 Reward Points per ₹200 on all other eligible spends
lifetime free · dining · travel
View rewards, fees and benefits →Annual fee
₹0
Base earn
3 Reward Points per ₹200 on eligible spends
lifetime free · low forex · balanced
View rewards, fees and benefits →Annual fee
₹0
Base earn
3 Reward Points per ₹200 on eligible spend (0.375% at ₹0.25/point)
lifetime free · low forex · premium on budget
View rewards, fees and benefits →Annual fee
₹0
Base earn
4 Reward Points per ₹200 on online, offline and international spends
lifetime free · first credit card · credit builder
View rewards, fees and benefits →Annual fee
₹12,500
Base earn
5 RP/₹150 on eligible spends
travel · premium · forex free
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
2% base rewards
fuel · commuter · utilities
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% cashback on eligible online and in-store purchases
lifetime free · first credit card · credit builder
View rewards, fees and benefits →Annual fee
₹2,999 + GST
Base earn
10 Reward Points per ₹100 on hotel and travel bookings, shopping and entertainment (issuer values a Reward Point at ₹0.10)
dining · foodies · restaurant deals
View rewards, fees and benefits →Annual fee
₹0
Base earn
1 Reward Point per ₹100 on eligible spend
lifetime free · lounge · air india miles
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
4 Reward Points per ₹150 on eligible spend below ₹2 lakh a year
movies · first card · milestone spender
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1 Fuel Point per ₹100 on non-fuel spend; 10 Fuel Points per ₹100 at IndianOil fuel stations
fuel · iocl loyalists · commuter
View rewards, fees and benefits →Annual fee
₹12,500
Base earn
4 Reward Points per ₹200 on purchases (1 Reward Point = ₹1 redemption value)
travel · premium · lounge
View rewards, fees and benefits →Annual fee
₹3,000 + GST
Base earn
2 Reward Points per ₹100 on eligible domestic retail spend; international purchases earn no Reward Points
international travel · zero forex
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
1 Reward Point per ₹100 on eligible other retail purchases
fuel · budget commuter
View rewards, fees and benefits →Annual fee
₹1,499 + GST
Base earn
1% base rewards
fuel · daily commuter
View rewards, fees and benefits →Annual fee
₹999 + GST
Base earn
1% cashback on eligible offline point-of-sale spend
online shopping · cashback · first card
View rewards, fees and benefits →Annual fee
₹500 + GST
Base earn
1% unlimited cashback on eligible other spends; transactions below ₹100 earn no cashback
online shopping · cashback · flipkart
View rewards, fees and benefits →Annual fee
₹1,499 + GST
Base earn
1 Reward Point per ₹125 on eligible non-fuel retail purchases
train travel · frequent rail commuter
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
1 Reward Point per ₹100 on eligible spends, including UPI; minimum eligible transaction ₹100
paytm ecosystem · cashback · first card
View rewards, fees and benefits →Annual fee
₹4,999 + GST
Base earn
2 Reward Points per ₹100 on eligible spends
movies · dining · low forex
View rewards, fees and benefits →Annual fee
₹4,999 + GST
Base earn
2 Travel Credits per ₹200 on eligible other spend
miles transfer · travel · low forex
View rewards, fees and benefits →Annual fee
₹2,999 + GST
Base earn
0.5% base rewards
dining · grocery · milestone spender
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
1 Reward Point per ₹100 on eligible spends
online shopping · first card · low fee
View rewards, fees and benefits →Annual fee
₹499 + GST
Base earn
1 Reward Point per ₹150 spent on all other categories
dining · grocery · first credit card
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% cash value at the entry redemption slab on eligible domestic spends
upi credit
View rewards, fees and benefits →Annual fee
₹350 + GST
Base earn
2 Reward Points per ₹100 on other retail spend (issuer values 2 points at ₹0.50)
budget travel · flights hotels · low fee
View rewards, fees and benefits →Annual fee
₹5,000 + GST
Base earn
3.33% on most eligible spends; 2% on six revised categories
high spender · golf
View rewards, fees and benefits →Utkarsh Small Finance Bank (via super.money / Flipkart group)
Annual fee
₹0
Base earn
0.5% base rewards
credit builder · upi credit · no income proof
View rewards, fees and benefits →Annual fee
₹4,999 + GST
Base earn
18 YES Rewardz Points per ₹200 on eligible offline and other non-accelerated retail spend
international lounge · movies · low forex
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% base rewards
cashback · dining · upi
View rewards, fees and benefits →Annual fee
₹399 + GST
Base earn
2 POPcoins per ₹100 on eligible non-online retail spend
online shopping · upi credit · first card
View rewards, fees and benefits →Annual fee
₹0
Base earn
1% base rewards
upi credit · lifetime free · first card
View rewards, fees and benefits →