IndusInd Bank EazyDiner credit card review: fees, rewards and eligibility
The IndusInd Bank EazyDiner has a recorded annual fee of ₹2,999 plus GST and a base earn of 10 Reward Points per ₹100 on hotel and travel bookings, shopping and entertainment (issuer values a Reward Point at ₹0.10). CardMasters checked its issuer terms on 2026-08-04. Affiliate commission never changes ranking; confirm final terms and approval with IndusInd Bank.
IndusInd Bank EazyDiner: short answer
The IndusInd Bank EazyDiner is in the mid tier of IndusInd Bank credit cards, with a joining fee of ₹2,999, an annual fee of ₹2,999 plus GST, a base earn of 10 Reward Points per ₹100 on hotel and travel bookings, shopping and entertainment (issuer values a Reward Point at ₹0.10) and a 3.5% forex markup. Rewards are not earned on fuel. It suits dining, foodies, restaurant deals spending; whether it beats a card you already hold depends on your own spend mix and redemption choices.
Source: CardMasters issuer-evidence catalogue, release 2026-08-04. Confirm final terms with the issuer.
Reward structure
10 Reward Points per ₹100 on hotel and travel bookings, shopping and entertainment (issuer values a Reward Point at ₹0.10)
- 10 Reward Points per ₹100 on hotel and travel booking, shopping and entertainment on hotel and travel bookings, shopping and entertainment — Issuer worked example values a Reward Point at ₹0.10, redeemable instantly against restaurant bills via PayEazy.
Eligibility and important limits
published monthly income floor ₹40,000 Approval remains solely at the issuer’s discretion.
Does not earn: fuel.
Frequently asked questions
What is the annual fee for the IndusInd Bank EazyDiner?
The published annual fee in our current record is ₹2,999 plus applicable GST.
How do rewards work on the IndusInd Bank EazyDiner?
10 Reward Points per ₹100 on hotel and travel bookings, shopping and entertainment (issuer values a Reward Point at ₹0.10). Accelerated routes include 10 Reward Points per ₹100 on hotel and travel booking, shopping and entertainment on hotel and travel bookings, shopping and entertainment. Reward value depends on the eligible transaction route and redemption method.
Which transactions do not earn rewards on the IndusInd Bank EazyDiner?
The current issuer-sourced exclusions recorded by CardMasters include fuel. Merchant category coding and issuer terms determine final eligibility.
Who should consider the IndusInd Bank EazyDiner?
It is most relevant for people focused on dining, foodies, restaurant deals. Whether it improves your wallet still depends on your actual spending, existing cards, fees and redemption choices.
Is the IndusInd Bank EazyDiner worth it?
It is worth holding only when the rewards and benefits you will genuinely use exceed ₹2,999 plus GST each year. Value the rewards at a realistic redemption rate, not the issuer's best-case example.
What is the eligibility for the IndusInd Bank EazyDiner?
The published monthly income floor is ₹40,000. Approval, credit limit and final pricing are decided solely by the issuer.
What is the forex markup on the IndusInd Bank EazyDiner?
The recorded foreign-currency markup is 3.5% before GST. On ₹1,00,000 of international spend that is about ₹3,500 in markup, so compare it against any rewards earned on overseas transactions.
Does the IndusInd Bank EazyDiner offer airport lounge access?
Domestic lounge access: 2/quarter (spend condition may apply). International lounge access: none. Spend conditions and guest charges are set by the issuer and can change.