IDFC FIRST Bank credit cards compared
Every active IDFC FIRST Bank credit card in the CardMasters catalogue, ordered by recurring annual fee, with the reward rate, caps, exclusions and forex markup that decide real value. CardMasters is independent of IDFC FIRST Bank.
IDFC FIRST Bank credit cards at a glance
CardMasters tracks 4 active IDFC FIRST Bank credit cards, 3 of them with a dated issuer-source check as of 2026-08-01. 2 carry no annual fee, starting with IDFC FIRST Bank FIRST Select. The lowest paid annual fee is ₹499 on IDFC FIRST Bank HPCL Power+ . The highest recorded annual fee is ₹12,500 on IDFC FIRST Bank Gaj (Metal). Approval and final terms remain at IDFC FIRST Bank's discretion.
Source: CardMasters issuer-evidence catalogue, release 2026-08-01. Confirm final terms with the issuer.
IDFC FIRST Bank FIRST Select
₹0
3 Reward Points per ₹200 on eligible spends
1.99%
Visa Signature
Best suited to: lifetime free, low forex, balanced. Recorded exclusions: fuel, emi, cash advance.
Review rewards, caps, fees and issuer evidence →IDFC FIRST Bank FIRST Wealth
₹0
3 Reward Points per ₹200 on eligible spend (0.375% at ₹0.25/point)
1.5%
Visa Infinite
Best suited to: lifetime free, low forex, premium on budget. Recorded exclusions: fuel, emi, cash advance, fees, loan on card, balance transfer.
Review rewards, caps, fees and issuer evidence →IDFC FIRST Bank HPCL Power+
₹499 + GST
0.75% in Reward Points
3.5%
RuPay, Visa
Best suited to: fuel, commuter, utilities. Recorded exclusions: rent, emi, wallet load, non HPCL fuel earns base only.
Review rewards, caps, fees and issuer evidence →IDFC FIRST Bank Gaj (Metal)
₹12,500
5 RP/₹150 on eligible spends
0%
Visa
Best suited to: travel, premium, forex free. Recorded exclusions: fuel, emi, fees, loan, balance transfer, cash withdrawal.
Review rewards, caps, fees and issuer evidence →IDFC FIRST Bank credit card FAQs
How many credit cards does IDFC FIRST Bank offer?
CardMasters records 4 active IDFC FIRST Bank credit cards in the 2026-08-01 catalogue release, 3 of which have a dated issuer-source verification. Issuers can add, reprice or withdraw cards at any time.
Which IDFC FIRST Bank credit card has no annual fee?
IDFC FIRST Bank FIRST Select, IDFC FIRST Bank FIRST Wealth have no annual fee in the current CardMasters record. Confirm that the fee waiver is lifetime and not a limited-period offer before applying.
Which is the best IDFC FIRST Bank credit card?
There is no single best card. Value depends on your spend mix, the cards you already hold, realistic redemption value and approval fit. Compare fee, accelerated categories, caps and exclusions on each IDFC FIRST Bank card page, then check the net value against your own wallet.
Is CardMasters affiliated with IDFC FIRST Bank?
No. CardMasters is independent, is not a bank or lender, and affiliate commission never affects the ordering or evaluation of any IDFC FIRST Bank card. Card approval, credit limit and final pricing rest solely with the issuer.