Last updated: 10 June 2026
By using CardMasters you agree to these terms. If you do not agree, please do not use the platform.
CardMasters is an independent information and comparison platform. We do not issue credit cards, lend money, underwrite credit, or hold any banking licence. Nothing on this platform is investment, legal, tax, or financial advice. We are not affiliated with any bank or card issuer.
Reward values, fee-waiver math, approval likelihoods, and "annual value" figures are estimates computed from the spending details you declare and from publicly available card terms, which banks change frequently. Actual rewards, fees, and eligibility may differ. Verify the issuer's current terms before applying.
Card approval, credit limits, pricing, and ongoing benefits are at the sole discretion of the issuing bank. An approval-likelihood estimate on CardMasters is not an offer, pre-approval, or guarantee of credit.
We may earn a referral commission from some issuers if you apply through our links and are approved. The exact amount (or the fact that we earn nothing) is printed next to every recommendation. Rankings are computed from your estimated net value, never from our commission.
Use the platform only for your own personal, non-commercial card decisions. The platform is provided "as is" without warranties. To the maximum extent permitted by law, CardMasters is not liable for losses arising from decisions you make based on the information shown here.
Questions about these terms: hello@cardmasters.in.