Bank of Baroda credit cards compared
Every active Bank of Baroda credit card in the CardMasters catalogue, ordered by recurring annual fee, with the reward rate, caps, exclusions and forex markup that decide real value. CardMasters is independent of Bank of Baroda.
Bank of Baroda credit cards at a glance
CardMasters tracks 2 active Bank of Baroda credit cards, 2 of them with a dated issuer-source check as of 2026-08-25. 1 carry no annual fee, starting with Bank of Baroda (BOBCARD) Uni GoldX Credit Card. The lowest paid annual fee is ₹2,499 on Bank of Baroda (BOBCARD) Eterna. The highest recorded annual fee is ₹2,499 on Bank of Baroda (BOBCARD) Eterna. Approval and final terms remain at Bank of Baroda's discretion.
Source: CardMasters issuer-evidence catalogue, release 2026-08-25. Confirm final terms with the issuer.
Bank of Baroda (BOBCARD) Uni GoldX Credit Card
₹0
1% value back as Uni Coins on eligible transactions
0%
RuPay
Best suited to: rewards, lifetime free, upi credit. Recorded exclusions: fuel, rent, wallet load.
Review rewards, caps, fees and issuer evidence →Bank of Baroda (BOBCARD) Eterna
₹2,499 + GST
3 RP/₹100 (worth ₹0.75 as cashback)
2%
Visa Signature
Best suited to: online shopping, domestic lounge, fitness, value premium. Recorded exclusions: fuel, rent, wallet load, cash withdrawal, emi, grocery, insurance, education.
Review rewards, caps, fees and issuer evidence →Bank of Baroda credit card FAQs
How many credit cards does Bank of Baroda offer?
CardMasters records 2 active Bank of Baroda credit cards in the 2026-08-25 catalogue release, 2 of which have a dated issuer-source verification. Issuers can add, reprice or withdraw cards at any time.
Which Bank of Baroda credit card has no annual fee?
Bank of Baroda (BOBCARD) Uni GoldX Credit Card has no annual fee in the current CardMasters record. Confirm that the fee waiver is lifetime and not a limited-period offer before applying.
Which is the best Bank of Baroda credit card?
There is no single best card. Value depends on your spend mix, the cards you already hold, realistic redemption value and approval fit. Compare fee, accelerated categories, caps and exclusions on each Bank of Baroda card page, then check the net value against your own wallet.
Is CardMasters affiliated with Bank of Baroda?
No. CardMasters is independent, is not a bank or lender, and affiliate commission never affects the ordering or evaluation of any Bank of Baroda card. Card approval, credit limit and final pricing rest solely with the issuer.