HSBC credit cards compared
Every active HSBC credit card in the CardMasters catalogue, ordered by recurring annual fee, with the reward rate, caps, exclusions and forex markup that decide real value. CardMasters is independent of HSBC.
HSBC credit cards at a glance
CardMasters tracks 2 active HSBC credit cards, 2 of them with a dated issuer-source check as of 2026-08-01. The lowest paid annual fee is ₹999 on HSBC Live+. The highest recorded annual fee is ₹4,999 on HSBC TravelOne. Approval and final terms remain at HSBC's discretion.
Source: CardMasters issuer-evidence catalogue, release 2026-08-01. Confirm final terms with the issuer.
HSBC Live+
₹999 + GST
1.5% in Cashback
3.5%
Visa
Best suited to: dining, grocery, food delivery, cashback. Recorded exclusions: fuel, rent, wallet load, emi, insurance, utilities.
Review rewards, caps, fees and issuer evidence →HSBC TravelOne
₹4,999 + GST
2 Reward Points per ₹100 on eligible spend; CardMasters models a conservative ₹0.30/point because issuer redemption values vary
3.5%
Mastercard World
Best suited to: miles transfer, travel, flexible points. Recorded exclusions: fuel, rent, wallet load, insurance, education, government, utility, jewellery.
Review rewards, caps, fees and issuer evidence →HSBC credit card FAQs
How many credit cards does HSBC offer?
CardMasters records 2 active HSBC credit cards in the 2026-08-01 catalogue release, 2 of which have a dated issuer-source verification. Issuers can add, reprice or withdraw cards at any time.
Which HSBC credit card has no annual fee?
No HSBC card in the current CardMasters record is free of an annual fee, though several publish a spend-based waiver. Check each card page for the waiver threshold.
Which is the best HSBC credit card?
There is no single best card. Value depends on your spend mix, the cards you already hold, realistic redemption value and approval fit. Compare fee, accelerated categories, caps and exclusions on each HSBC card page, then check the net value against your own wallet.
Is CardMasters affiliated with HSBC?
No. CardMasters is independent, is not a bank or lender, and affiliate commission never affects the ordering or evaluation of any HSBC card. Card approval, credit limit and final pricing rest solely with the issuer.