IndusInd Bank Tiger credit card review: fees, rewards and eligibility
The IndusInd Bank Tiger has a recorded annual fee of ₹0 and a base earn of 1 Reward Point per ₹100 on eligible spend. CardMasters checked its issuer terms on 2026-08-01. Affiliate commission never changes ranking; confirm final terms and approval with IndusInd Bank.
IndusInd Bank Tiger: short answer
The IndusInd Bank Tiger is in the entry tier of IndusInd Bank credit cards, with a joining fee of ₹0, an annual fee of ₹0, a base earn of 1 Reward Point per ₹100 on eligible spend and a 1.5% forex markup. Rewards are not earned on fuel. It suits lifetime free, lounge, air india miles spending; whether it beats a card you already hold depends on your own spend mix and redemption choices.
Source: CardMasters issuer-evidence catalogue, release 2026-08-01. Confirm final terms with the issuer.
Reward structure
1 Reward Point per ₹100 on eligible spend
No separate accelerated route is currently recorded.
Eligibility and important limits
The issuer does not publish a card-specific approval cutoff in the current source. IndusInd does not publish a Tiger-specific numeric income or bureau-score cutoff on the current product page or MITC. Final approval remains with the issuer. Approval remains solely at the issuer’s discretion.
Does not earn: fuel.
Important limit: Annual reward multipliers apply progressively to incremental anniversary-year spend, not retroactively to all spend.
Frequently asked questions
What is the annual fee for the IndusInd Bank Tiger?
The IndusInd Bank Tiger currently has no annual fee in our record. Genuinely lifetime free, no conditions.
How do rewards work on the IndusInd Bank Tiger?
1 Reward Point per ₹100 on eligible spend. Reward value depends on the eligible transaction route and redemption method.
Which transactions do not earn rewards on the IndusInd Bank Tiger?
The current issuer-sourced exclusions recorded by CardMasters include fuel. Merchant category coding and issuer terms determine final eligibility.
Who should consider the IndusInd Bank Tiger?
It is most relevant for people focused on lifetime free, lounge, air india miles, high annual spender. Whether it improves your wallet still depends on your actual spending, existing cards, fees and redemption choices.
Is the IndusInd Bank Tiger worth it?
With no recorded annual fee, the IndusInd Bank Tiger costs nothing to hold, so it is worth keeping if it adds a reward category or benefit your existing cards do not cover. A free card is still not worth using where another card in your wallet earns more.
What is the eligibility for the IndusInd Bank Tiger?
IndusInd does not publish a Tiger-specific numeric income or bureau-score cutoff on the current product page or MITC. Final approval remains with the issuer. Approval, credit limit and final pricing are decided solely by the issuer.
What is the forex markup on the IndusInd Bank Tiger?
The recorded foreign-currency markup is 1.5% before GST. On ₹1,00,000 of international spend that is about ₹1,500 in markup, so compare it against any rewards earned on overseas transactions.
Does the IndusInd Bank Tiger offer airport lounge access?
Domestic lounge access: 8/yr (no spend condition). International lounge access: 2/yr. Spend conditions and guest charges are set by the issuer and can change.