Axis Bank IndiGo vs IndusInd Bank Tiger
A field-by-field comparison of fees, reward rates, accelerated categories, caps, exclusions, lounge access and forex markup, using each issuer's own published terms. Affiliate payout never decides the verdict.
Short answer
Axis Bank IndiGo and IndusInd Bank Tiger differ first on recurring cost: Axis Bank IndiGo has an annual fee of ₹799 + GST against ₹0 for IndusInd Bank Tiger, so IndusInd Bank Tiger is cheaper to hold. On rewards, Axis Bank IndiGo earns 1 IndiGo BluChip per ₹100 on eligible spends while IndusInd Bank Tiger earns 1 Reward Point per ₹100 on eligible spend. IndusInd Bank Tiger has the lower forex markup at 1.5%. Neither card wins outright: the better choice depends on which accelerated categories match your spend, the monthly caps, the exclusions and issuer approval fit.
Source: CardMasters issuer-evidence catalogue, release 2026-08-01. Confirm final terms with the issuer.
| Feature | Axis Bank IndiGo | IndusInd Bank Tiger |
|---|---|---|
| Issuer | Axis Bank | IndusInd Bank |
| Joining fee | ₹799 + GST | ₹0 |
| Annual fee | ₹799 + GST | ₹0 |
| Fee waiver | No waiver recorded | No waiver recorded |
| Base rewards | 1 IndiGo BluChip per ₹100 on eligible spends | 1 Reward Point per ₹100 on eligible spend |
| Accelerated routes | IndiGo channels (flights/website/app) · grocery & dining | None recorded |
| Reward exclusions | government, insurance, utilities, telecom, rent, wallet load, fuel, jewellery, emi, cash advance, fees | fuel |
| Forex markup | 3.5% | 1.5% |
| Domestic lounge | 4/yr (1/quarter on ₹50k spend in prior 3 months) | 8/yr (no spend condition) |
| International lounge | none | 2/yr |
| Card networks | RuPay, Visa | Visa |
| Best suited to | indigo flyers, domestic travel | lifetime free, lounge, air india miles, high annual spender |
| Issuer evidence | Checked 2026-07-26 | Checked 2026-08-01 |
Frequently asked questions
Is the Axis Bank IndiGo better than the IndusInd Bank Tiger?
Neither is universally better. Axis Bank IndiGo charges ₹799 + GST a year and earns 1 IndiGo BluChip per ₹100 on eligible spends; IndusInd Bank Tiger charges ₹0 and earns 1 Reward Point per ₹100 on eligible spend. The better card is the one whose accelerated categories, caps and exclusions match your actual spending, after subtracting the annual fee and GST.
Which of the two has the lower annual fee, Axis Bank IndiGo or IndusInd Bank Tiger?
IndusInd Bank Tiger has the lower recorded annual fee at ₹0. A spend-based waiver may reduce the effective cost of the other card, so check the waiver threshold before deciding.
Which is better for international spending, Axis Bank IndiGo or IndusInd Bank Tiger?
IndusInd Bank Tiger publishes the lower forex markup at 1.5% versus 3.5%. Also confirm whether international transactions earn rewards, since some issuers exclude them.
Can I hold both cards together?
Yes, provided each is approved on its own merits and you can pay both statements in full. Holding both makes sense only when their accelerated categories do not overlap; otherwise the second card adds an annual fee without adding rewards.