Standard Chartered EaseMyTrip credit card review: fees, rewards and eligibility
The Standard Chartered EaseMyTrip has a recorded annual fee of ₹350 plus GST and a base earn of 2 Reward Points per ₹100 on other retail spend (issuer values 2 points at ₹0.50). CardMasters checked its issuer terms on 2026-08-04. Affiliate commission never changes ranking; confirm final terms and approval with Standard Chartered.
Standard Chartered EaseMyTrip: short answer
The Standard Chartered EaseMyTrip is in the entry tier of Standard Chartered credit cards, with a joining fee of ₹350, an annual fee of ₹350 plus GST (waived on ₹50,000 of eligible annual spend), a base earn of 2 Reward Points per ₹100 on other retail spend (issuer values 2 points at ₹0.50) and a 3.5% forex markup. Rewards are not earned on fuel, rent, wallet load. It suits budget travel, flights hotels, low fee spending; whether it beats a card you already hold depends on your own spend mix and redemption choices.
Source: CardMasters issuer-evidence catalogue, release 2026-08-04. Confirm final terms with the issuer.
Reward structure
2 Reward Points per ₹100 on other retail spend (issuer values 2 points at ₹0.50)
- 10x rewards per ₹100 spent booking tickets at standalone hotel and airline websites, apps or outlets on standalone hotel and airline websites, apps and outlets — Issuer states no separate cap on this page; confirm current terms before relying on high-volume booking spend.
Eligibility and important limits
published monthly income floor ₹25,000 Approval remains solely at the issuer’s discretion.
Does not earn: fuel, rent, wallet load.
Important limit: From 15 October 2024, complimentary international lounge access (within and outside India) was discontinued; domestic access is 2 visits per calendar year.
Frequently asked questions
What is the annual fee for the Standard Chartered EaseMyTrip?
The published annual fee in our current record is ₹350 plus applicable GST. It can be waived after ₹50,000 of eligible annual spend, subject to issuer terms.
How do rewards work on the Standard Chartered EaseMyTrip?
2 Reward Points per ₹100 on other retail spend (issuer values 2 points at ₹0.50). Accelerated routes include 10x rewards per ₹100 spent booking tickets at standalone hotel and airline websites, apps or outlets on standalone hotel and airline websites, apps and outlets. Reward value depends on the eligible transaction route and redemption method.
Which transactions do not earn rewards on the Standard Chartered EaseMyTrip?
The current issuer-sourced exclusions recorded by CardMasters include fuel, rent, wallet load. Merchant category coding and issuer terms determine final eligibility.
Who should consider the Standard Chartered EaseMyTrip?
It is most relevant for people focused on budget travel, flights hotels, low fee. Whether it improves your wallet still depends on your actual spending, existing cards, fees and redemption choices.
Is the Standard Chartered EaseMyTrip worth it?
It is worth holding only when the rewards and benefits you will genuinely use exceed ₹350 plus GST each year. The fee is waived at ₹50,000 of eligible annual spend, so check whether you reach that without forcing spend. Value the rewards at a realistic redemption rate, not the issuer's best-case example.
What is the eligibility for the Standard Chartered EaseMyTrip?
The published monthly income floor is ₹25,000. Approval, credit limit and final pricing are decided solely by the issuer.
What is the forex markup on the Standard Chartered EaseMyTrip?
The recorded foreign-currency markup is 3.5% before GST. On ₹1,00,000 of international spend that is about ₹3,500 in markup, so compare it against any rewards earned on overseas transactions.
Does the Standard Chartered EaseMyTrip offer airport lounge access?
Domestic lounge access: 2 complimentary visits per calendar year. International lounge access: none — discontinued from 15 October 2024. Spend conditions and guest charges are set by the issuer and can change.