slice UPI Credit Card review: fees, rewards and eligibility
The slice UPI Credit Card has a recorded annual fee of ₹0 and a base earn of 1% cash value at the entry redemption slab on eligible domestic spends. CardMasters checked its issuer terms on 2026-07-26. Affiliate commission never changes ranking; confirm final terms and approval with Slice Small Finance Bank.
slice UPI Credit Card: short answer
The slice UPI Credit Card is in the entry tier of Slice Small Finance Bank credit cards, with a joining fee of ₹0, an annual fee of ₹0, a base earn of 1% cash value at the entry redemption slab on eligible domestic spends and a 0% forex markup. Rewards are not earned on fuel, rent, wallet load, insurance, emi. It suits upi credit spending; whether it beats a card you already hold depends on your own spend mix and redemption choices.
Source: CardMasters issuer-evidence catalogue, release 2026-07-26. Confirm final terms with the issuer.
Reward structure
1% cash value at the entry redemption slab on eligible domestic spends
No separate accelerated route is currently recorded.
Eligibility and important limits
The issuer does not publish a card-specific approval cutoff in the current source. Requires successful onboarding to a Slice digital savings account, Indian citizenship/residency, age 18+, presence in India during application/video KYC, and completed KYC. Approval then follows the bank's dynamic internal policy and bureau assessment; no issuer income or score cutoff is published. Approval remains solely at the issuer’s discretion.
Does not earn: fuel, rent, wallet load, insurance, emi, education, government, gaming, international, agriculture, cash advance, financial institutions.
Important limit: Slice credits 1 monies unit per ₹1 of eligible spend, but cash redemption starts at 1% while the monies balance is up to ₹3 lakh. This conservative 1% cash value is used in recommendations.
Frequently asked questions
What is the annual fee for the slice UPI Credit Card?
The slice UPI Credit Card currently has no annual fee in our record. No current joining or annual membership fee; the issuer reserves the right to introduce a renewal fee with notice when the card expires..
How do rewards work on the slice UPI Credit Card?
1% cash value at the entry redemption slab on eligible domestic spends. Reward value depends on the eligible transaction route and redemption method.
Which transactions do not earn rewards on the slice UPI Credit Card?
The current issuer-sourced exclusions recorded by CardMasters include fuel, rent, wallet load, insurance, emi, education, government, gaming, international, agriculture, cash advance, financial institutions. Merchant category coding and issuer terms determine final eligibility.
Who should consider the slice UPI Credit Card?
It is most relevant for people focused on upi credit. Whether it improves your wallet still depends on your actual spending, existing cards, fees and redemption choices.
Is the slice UPI Credit Card worth it?
With no recorded annual fee, the slice UPI Credit Card costs nothing to hold, so it is worth keeping if it adds a reward category or benefit your existing cards do not cover. A free card is still not worth using where another card in your wallet earns more.
What is the eligibility for the slice UPI Credit Card?
Requires successful onboarding to a Slice digital savings account, Indian citizenship/residency, age 18+, presence in India during application/video KYC, and completed KYC. Approval then follows the bank's dynamic internal policy and bureau assessment; no issuer income or score cutoff is published. Approval, credit limit and final pricing are decided solely by the issuer.
What is the forex markup on the slice UPI Credit Card?
The recorded foreign-currency markup is 0% before GST. On ₹1,00,000 of international spend that is about ₹0 in markup, so compare it against any rewards earned on overseas transactions.
Does the slice UPI Credit Card offer airport lounge access?
Domestic lounge access: none. International lounge access: none. Spend conditions and guest charges are set by the issuer and can change.