Yes Bank Paisabazaar PaisaSave credit card review: fees, rewards and eligibility
The Yes Bank Paisabazaar PaisaSave has a recorded annual fee of ₹0 and a base earn of 1% in Cashback. CardMasters checked its issuer terms on 2026-08-08. Affiliate commission never changes ranking; confirm final terms and approval with Yes Bank.
Yes Bank Paisabazaar PaisaSave: short answer
The Yes Bank Paisabazaar PaisaSave is in the entry tier of Yes Bank credit cards, with a joining fee of ₹0, an annual fee of ₹0, a base earn of 1% in Cashback and a 3.5% forex markup. Rewards are not earned on fuel, rent, wallet load, utility, education. It suits cashback, dining, upi spending; whether it beats a card you already hold depends on your own spend mix and redemption choices.
Source: CardMasters issuer-evidence catalogue, release 2026-08-08. Confirm final terms with the issuer.
Reward structure
1% base rewards in Cashback.
- 6% value on dining (Swiggy/Zomato/restaurants) + travel (MMT/EaseMyTrip/airlines/hotels) (₹3,000 monthly cap) — Flat 6% cashback; after ₹3,000/mo cap, reverts to 1%
Eligibility and important limits
The issuer does not publish a card-specific approval cutoff in the current source. Approval remains solely at the issuer’s discretion.
Does not earn: fuel, rent, wallet load, utility, education, insurance, emi, government, medical, jewellery.
Important limit: Originally launched with 3% on online shopping; structure shifted to 6% dining+travel — verify current category list before applying
Frequently asked questions
What is the annual fee for the Yes Bank Paisabazaar PaisaSave?
The Yes Bank Paisabazaar PaisaSave currently has no annual fee in our record. Issuer currently advertises a limited-period lifetime-free offer..
How do rewards work on the Yes Bank Paisabazaar PaisaSave?
1% base rewards in Cashback. Accelerated routes include 6% value on dining (Swiggy/Zomato/restaurants) + travel (MMT/EaseMyTrip/airlines/hotels) (₹3,000 monthly cap). Reward value depends on the eligible transaction route and redemption method.
Which transactions do not earn rewards on the Yes Bank Paisabazaar PaisaSave?
The current issuer-sourced exclusions recorded by CardMasters include fuel, rent, wallet load, utility, education, insurance, emi, government, medical, jewellery. Merchant category coding and issuer terms determine final eligibility.
Who should consider the Yes Bank Paisabazaar PaisaSave?
It is most relevant for people focused on cashback, dining, upi, first card. Whether it improves your wallet still depends on your actual spending, existing cards, fees and redemption choices.
Is the Yes Bank Paisabazaar PaisaSave worth it?
With no recorded annual fee, the Yes Bank Paisabazaar PaisaSave costs nothing to hold, so it is worth keeping if it adds a reward category or benefit your existing cards do not cover. A free card is still not worth using where another card in your wallet earns more.
What is the eligibility for the Yes Bank Paisabazaar PaisaSave?
Yes Bank does not publish a card-specific income or credit-score cutoff in the current source. Approval, credit limit and final pricing are decided solely by the issuer.
What is the forex markup on the Yes Bank Paisabazaar PaisaSave?
The recorded foreign-currency markup is 3.5% before GST. On ₹1,00,000 of international spend that is about ₹3,500 in markup, so compare it against any rewards earned on overseas transactions.
Does the Yes Bank Paisabazaar PaisaSave offer airport lounge access?
Domestic lounge access: none. International lounge access: none. Spend conditions and guest charges are set by the issuer and can change.