Best HDFC Bank credit card for travel booking
HDFC Bank cards ranked by what they actually return on travel booking — after monthly caps, excluded categories and surcharges, not by the advertised rate. CardMasters is independent of HDFC Bank.
Short answer
Across 16 HDFC Bank credit cards, 11 return anything at all on travel booking; the rest cap it, exclude it or levy a surcharge. On ₹10,000 a month of that spend, HDFC Bank PIXEL Play leads at about ₹100 a month (₹1,200 a year) against an annual fee of ₹0. Figures apply each card's own published caps, exclusions and surcharges rather than its headline rate, from issuer terms recorded on 2026-08-04.
Source: CardMasters issuer-evidence catalogue, release 2026-08-04. Confirm final terms with the issuer.
| # | Card | Per month | Per year | Annual fee |
|---|---|---|---|---|
| 1 | HDFC Bank PIXEL Play | ₹100 | ₹1,200 | ₹0 |
| 2 | Paytm HDFC Bank Credit Card | ₹100 | ₹1,200 | ₹500 + GST |
| 3 | Swiggy HDFC | ₹100 | ₹1,200 | ₹500 + GST |
| 4 | HDFC Bank Swiggy Ornge | ₹100 | ₹1,200 | ₹500 + GST |
| 5 | HDFC Bank Millennia | ₹100 | ₹1,200 | ₹1,000 |
| 6 | HDFC Bank Swiggy BLCK | ₹100 | ₹1,200 | ₹1,000 + GST |
| 7 | HDFC Bank Diners Club Black Metal Edition | ₹100 | ₹1,200 | ₹10,000 + GST |
| 8 | HDFC Bank Infinia Metal | ₹100 | ₹1,200 | ₹12,500 + GST |
| 9 | HDFC Bank Regalia Gold | ₹38 | ₹450 | ₹2,500 + GST |
| 10 | HDFC Bank MoneyBack+ | ₹20 | ₹240 | ₹500 + GST |
| 11 | HDFC Bank Freedom | ₹8 | ₹90 | ₹500 + GST |
Compare this against every issuer on the same category: best cards for travel booking across all banks →
Frequently asked questions
Which HDFC Bank credit card is best for travel booking?
HDFC Bank PIXEL Play returns the most in the CardMasters model — about ₹100 a month on ₹10,000 of travel booking, ahead of Paytm HDFC Bank Credit Card and Swiggy HDFC. The order changes with your spend level because each card's monthly cap binds at a different point, and the annual fee still has to be subtracted.
Do all HDFC Bank cards earn on travel booking?
No. Only 11 of 16 HDFC Bank cards tracked here return anything on this category. The others either exclude it from rewards, cap it at zero, or apply a surcharge that cancels the earn — which is why they are left out of the table rather than shown with a headline rate they do not pay here.
Should I pick a HDFC Bank card just because I bank with HDFC Bank?
Only if it wins on your actual spending. An existing relationship can help with approval and sometimes with pre-approved offers, but it does not make the card the best value. Compare this ranking against the same category across all issuers before deciding.