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India-first travel card comparison

What should you carry abroad?

Compare low-forex credit cards, bank-linked international debit cards and prepaid forex cards using one cost breakdown. This is an estimate—not forex execution, lending advice or an approval promise.

Estimate this trip

No passport, card number, bank balance or travel documents are collected.

Getting the latest USD/INR reference rate…

Comparable estimated costs

For ₹1,00,000 in USD with 1 ATM withdrawal. Spend changes forex costs; withdrawals change only ATM-enabled rows. A true zero-fee row can remain ₹0.

Lowest complete estimate
Scapia
Different-issuer backup
slice UPI Credit Card
credit · Federal Bank

Scapia

Fixed ₹0 · forex/load ₹0 · ATM ₹0
₹0
Lowest estimate
credit · Slice Small Finance Bank

slice UPI Credit Card

Fixed ₹0 · forex/load ₹0 · ATM ₹0
₹0
Estimated trip cost
debit · SBM Bank India

Niyo SBM International Debit Card

Fixed ₹0 · forex/load ₹0 · ATM ₹499
₹499
Estimated trip cost
debit · DCB Bank

Niyo DCB International Debit Card

Fixed ₹0 · forex/load ₹0 · ATM ₹502
₹502
Estimated trip cost
credit · ICICI Bank

Amazon Pay ICICI

Fixed ₹0 · forex/load ₹1,990 · ATM ₹0
₹1,990
Estimated trip cost
3 estimates need a live provider quote. Prepaid load spreads vary by provider, so we do not guess them.

Credit-card rows cover purchases only. For cash, compare the debit or prepaid ATM fee; credit-card cash advances are intentionally excluded because fees and immediate interest can be expensive.

Did this comparison help?

One anonymous answer helps decide what to verify next. Your trip inputs are not included.

How to use the result

Primary card

Use the lowest complete estimate only if you satisfy its eligibility and account requirements.

Backup card

Carry a different issuer and, where practical, a different settlement type or network.

At checkout

Always choose the local currency and decline dynamic currency conversion.

Before loading

Get a live prepaid-card quote. Variable load spread can change the ranking.

Evidence checked 2026-07-28. Overseas ATM-operator fees, cash-advance costs and exchange-rate movement are excluded unless shown. CardMasters may earn a disclosed fixed referral payment from an eligible provider; payment never changes rank. Applications, KYC and foreign-exchange transactions happen only with the bank or authorised provider.