IndusInd Bank Tiger vs Standard Chartered EaseMyTrip
A field-by-field comparison of fees, reward rates, accelerated categories, caps, exclusions, lounge access and forex markup, using each issuer's own published terms. Affiliate payout never decides the verdict.
Short answer
IndusInd Bank Tiger and Standard Chartered EaseMyTrip differ first on recurring cost: IndusInd Bank Tiger has an annual fee of ₹0 against ₹350 + GST for Standard Chartered EaseMyTrip, so IndusInd Bank Tiger is cheaper to hold. On rewards, IndusInd Bank Tiger earns 1 Reward Point per ₹100 on eligible spend while Standard Chartered EaseMyTrip earns 2 Reward Points per ₹100 on other retail spend (issuer values 2 points at ₹0.50). IndusInd Bank Tiger has the lower forex markup at 1.5%. Neither card wins outright: the better choice depends on which accelerated categories match your spend, the monthly caps, the exclusions and issuer approval fit.
Source: CardMasters issuer-evidence catalogue, release 2026-08-04. Confirm final terms with the issuer.
| Feature | IndusInd Bank Tiger | Standard Chartered EaseMyTrip |
|---|---|---|
| Issuer | IndusInd Bank | Standard Chartered |
| Joining fee | ₹0 | ₹350 + GST |
| Annual fee | ₹0 | ₹350 + GST |
| Fee waiver | No waiver recorded | ₹50,000 annual eligible spend |
| Base rewards | 1 Reward Point per ₹100 on eligible spend | 2 Reward Points per ₹100 on other retail spend (issuer values 2 points at ₹0.50) |
| Accelerated routes | None recorded | 10x rewards per ₹100 spent booking tickets at standalone hotel and airline websites, apps or outlets |
| Reward exclusions | fuel | fuel, rent, wallet load |
| Forex markup | 1.5% | 3.5% |
| Domestic lounge | 8/yr (no spend condition) | 2 complimentary visits per calendar year |
| International lounge | 2/yr | none — discontinued from 15 October 2024 |
| Card networks | Visa | Visa |
| Best suited to | lifetime free, lounge, air india miles, high annual spender | budget travel, flights hotels, low fee |
| Issuer evidence | Checked 2026-08-01 | Checked 2026-08-04 |
Frequently asked questions
Is the IndusInd Bank Tiger better than the Standard Chartered EaseMyTrip?
Neither is universally better. IndusInd Bank Tiger charges ₹0 a year and earns 1 Reward Point per ₹100 on eligible spend; Standard Chartered EaseMyTrip charges ₹350 + GST and earns 2 Reward Points per ₹100 on other retail spend (issuer values 2 points at ₹0.50). The better card is the one whose accelerated categories, caps and exclusions match your actual spending, after subtracting the annual fee and GST.
Which of the two has the lower annual fee, IndusInd Bank Tiger or Standard Chartered EaseMyTrip?
IndusInd Bank Tiger has the lower recorded annual fee at ₹0. A spend-based waiver may reduce the effective cost of the other card, so check the waiver threshold before deciding.
Which is better for international spending, IndusInd Bank Tiger or Standard Chartered EaseMyTrip?
IndusInd Bank Tiger publishes the lower forex markup at 1.5% versus 3.5%. Also confirm whether international transactions earn rewards, since some issuers exclude them.
Can I hold both cards together?
Yes, provided each is approved on its own merits and you can pay both statements in full. Holding both makes sense only when their accelerated categories do not overlap; otherwise the second card adds an annual fee without adding rewards.